St George Advantage Professional Home Loan
Main Features and Fees...
| Company |
|
| Interest Rate | Enquire Here - Discounts apply for variable and fixed (see below) |
| Products Available | Variable, 12 month discount, Line of Credit & Fixed 1,2,3,4 and 5 years |
| Offset Account | Product Selected |
| Redraw Facility | Product Selected |
| Extra Repayments | Product Selected |
| Lump Sum Repayments | Product Selected |
| Product Change | Yes, $500 |
| Portability | Yes - $350 |
| Construction | No |
| Split Loan Facility | Product Selected |
| Principle and Interest Payments | Product Selected |
| Interest Only Payments | Product Selected |
| FEES | |
| Upfront Fees | Nil |
| Ongoing Fees | $395 yearly |
| Early Exit Fees | $1,000 first 3 years |
| Discharge of Mortgage Fees | $350 |
Notes
Tier Discount - Standard Variable or
Portfolio Variable
$0 to $100K 0.00%
$100K to $150K 0.25%
$150Kto $250K 0.50%
$250K plus 0.70%
Standard Variable Rates, Standard Fixed
Rates, Portfolio Variable, Equity Line.
Discount Variable Rate and 1 Year
Introductory Rate For loans taken as part of the Advantage Package, once
they have reached their maturity date they will automatically roll into
the Advantage Package tiered discount for a one off switch fee of $500.
Customers who switch out of their Intro Rate Home Loan into a fixed rate
without a rate discount before the maturity date of that intro rate will
not be charged the switch fee of $500 (switching into a fixed rate with
an interest rate discount before maturity date of intro product will be
charged the $500 switch fee).
Standard Fixed Rate loans taken as part of
the Advantage Package, once they have reached their maturity date they
will automatically roll into the Advantage Package tiered discount for
no cost.
Choice of Transaction Account:
Complete Freedom, or Complete Freedom with
Mortgage Equaliser Offset no monthly fee
Choice of Credit Card: Platinum, Starts Lows,
Stays Low, Gold Low Rate, or Vertigo. No annual fee
Home Loan Protection available for Advantage Package. When customer takes an Advantage Package, this entitles them to a 10% discount on their monthly Home Loan Protection premium.
This request will then be actioned by the Bank after formal approval.Back to St George Home Loans
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