St George Advantage Professional Home Loan

Main Features and Fees...

 
Company
Interest Rate Enquire Here - Discounts apply for variable and fixed (see below)
Products Available Variable, 12 month discount, Line of Credit & Fixed 1,2,3,4 and 5 years
Offset Account Product Selected
Redraw Facility Product Selected
Extra Repayments Product Selected                                          
Lump Sum Repayments Product Selected
Product Change Yes, $500
Portability Yes - $350
Construction No
Split Loan Facility Product Selected
Principle and Interest Payments Product Selected
Interest Only Payments Product Selected
FEES                                                 
Upfront Fees Nil
Ongoing Fees $395 yearly                       
Early Exit Fees $1,000 first 3 years
Discharge of Mortgage Fees $350


Notes

Tier Discount - Standard Variable or Portfolio Variable

$0 to $100K  0.00%

$100K to $150K  0.25%

$150Kto $250K 0.50%

$250K plus  0.70%

Standard Variable Rates,  Standard Fixed Rates, Portfolio Variable, Equity Line.

Discount Variable Rate and 1 Year Introductory Rate For loans taken as part of the Advantage Package, once they have reached their maturity date they will automatically roll into the Advantage Package tiered discount for a one off switch fee of $500. Customers who switch out of their Intro Rate Home Loan into a fixed rate without a rate discount before the maturity date of that intro rate will not be charged the switch fee of $500 (switching into a fixed rate with an interest rate discount before maturity date of intro product will be charged the $500 switch fee).

Standard Fixed Rate loans taken as part of the Advantage Package, once they have reached their maturity date they will automatically roll into the Advantage Package tiered discount for no cost.

Choice of Transaction Account:

Complete Freedom, or Complete Freedom with Mortgage Equaliser Offset no monthly fee

Choice of Credit Card: Platinum, Starts Lows, Stays Low, Gold Low Rate, or Vertigo. No annual fee

Home Loan Protection available for  Advantage Package. When customer takes an Advantage Package, this entitles them to a 10% discount on their monthly Home Loan Protection premium.

This request will then be actioned by the Bank after formal approval.


Back to  St George  Home Loans




 

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