St George Variable Rate Home Loan
Main Features and Fees...
| Company |
|
| Interest Rate | Enquire Here - Discounts apply for variable and fixed (see below) |
| Products Available | Variable |
| Offset Account | Yes - 100% |
| Redraw Facility | Yes - $10 electronic and $25 manually |
| Extra Repayments | Yes |
| Lump Sum Repayments | Yes |
| Product Change | Yes, $350 |
| Portability | Yes - $350 |
| Construction | Yes |
| Split Loan Facility | Yes |
| Principle and Interest Payments | Yes |
| Interest Only Payments | Yes - 1 to 15 years |
| FEES | |
| Upfront Fees | $700 |
| Ongoing Fees | $10 monthly |
| Early Exit Fees | $1,000 first 3 years |
| Discharge of Mortgage Fees | $600 |
Notes
To buy, block &/or build or refinance
residential security.
Consolidation of debt may form part of loan
sought.
Tier Discount - Standard Variable or
Portfolio Variable
$0 to $100K 0.00%
$100K to $150K 0.25%
$150Kto $250K 0.50%
$250K plus 0.70%
Standard Variable Rates, Standard Fixed
Rates, Portfolio Variable, Equity Line.
Discount Variable Rate and 1 Year Introductory Rate For loans taken as part of the Advantage Package, once they have reached their maturity date they will automatically roll into the Advantage Package tiered discount for a one off switch fee of $500. Customers who switch out of their Intro Rate Home Loan into a fixed rate without a rate discount before the maturity date of that intro rate will not be charged the switch fee of $500 (switching into a fixed rate with an interest rate discount before maturity date of intro product will be charged the $500 switch fee).
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