AMP Low Doc Home Loans

Main Features and Fees...

Company
Interest Rate	Enquire Here - discounts for different fixed rates
Products Available	1,2,3 and 5 year fixed rate loans available
Offset Account	No
Redraw Facility	No
Extra Repayments	Yes, fixed rates $10,000 maximum for 12 month period
Lump Sum Repayments	Yes, fixed rates $10,000 maximum for 12 month period
Product Change	Yes
Portability	Yes
Construction	No
Split Loan Facility	10 available for basic variable and fixed
Principle and Interest Payments	Yes
Interest Only Payments	Yes
Rate Lock	Yes - 0.15% of the fixed loan amount (more in notes below)
FEES
Upfront Fees	$895
Ongoing Fees	Nil
Early Exit Fees	$1,000 in the first 4 years. Break costs may apply
Discharge of Mortgage Fees	Not Listed

NOTES

Fixed Rates Secure Rate Guarantee (SRG);

- Included with the initial loan application at any time 0.15% of fixed rate facility amount

- After the initial loan application, and AMP has not announced a fixed rate loan interest rate change - 0.15% of fixed rate facility amount

- After the initial loan application, and AMP has announced a fixed rate loan interest rate change and before the effective date of that change - 0.25% of fiixed tate facility amount

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