ANZ - Low Doc Home Loans

Main Features and Fees...

Company
Interest Rate	Enquire Here - Variable rate discounts apply
Products Available	Most products but borrow amount must be under 60% - see below
Offset Account	Product selected
Redraw Facility	Product selected
Extra Repayments	Product selected
Lump Sum Repayments	Product selected
Product Change	Yes. $350 fee applies
Portability	Yes
Construction	Product selected, progress payment $250
Split Loan Facility	Yes, $200 per split
Principle and Interest Payments	Product selected
Interest Only Payments	Product selected
FEES
Upfront Fees	Product selected
Ongoing Fees	Product selected
Early Exit Fees	$700 in the first 4 years. Break fees apply for fixed rates
Discharge of Mortgage Fees	$160

Notes

Lo Doc 60: Borrow amounts cannot be greater then 60% of the properties value

ANZ may accept the customers signed Statement of Position as sufficient evidence of income without the requirement to provide supporting documents. ANZ will confirm employment for PAYG customers who have not been with ANZ for 12 months and will complete an ABN/ACN search for self employed customers.

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