BankWest Premium Home Loan

Main Features and Fees...

 
Company
Interest Rate Enquire Here - Introductory rate then standard variable rate
Products Available Premium Home Loan 
Offset Account Yes for $3.99 per month for transaction account
Redraw Facility Yes, Free and $1,000 minimum or $50 over the counter
Extra Repayments Yes                                            
Lump Sum Repayments Yes 
Product Change Yes. $495 fee applies
Portability Yes, $350 fee applies
Construction Yes, $80 per progress payment - can be up to 5 progress payments
Split Loan Facility Yes, minimum split is $250,000
Principle and Interest Payments Yes
Interest Only Payments Yes, up to 5 years
FEES  
Upfront Fees $700 plus $60 for East Coast residence
Ongoing Fees Nil, $3.99 per month for transaction account for 100% offset
Early Exit Fees Nil
Discharge of Mortgage Fees $600


Notes


$250,000 minimum where total home loan borrowings is $500,000 or greater.

Max Loan $750k where LVR is >80%

5% Genuine Savings required for all purchase deals greater than 90%. (New Customers greater than 90% only available on Mortgage Shredder) Please see Special Criteria for further information.

LVR <=80% - Up to $100k

LVR >80% to 90% - Up to $50k

Documentary Evidence - Supporting Documentation Required:

LVR <=80% - $100k plus (max cash out is $100k where LMI is applicable)

LVR >80% to 90% - $50k to $100k (max cash out is $100k)


Back to Bank West Home Loans


 

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