Commonwealth Bank Fixed Rate Home Loans

Main Features and Fees...

Company
Interest Rate	Enquire Here - 0.15% Interest rate discounts for packages (see below)
Products Available	1,2,3,4,5,7,10 and 15 year fixed rates
Offset Account	No, partial offset @ 1.5%
Redraw Facility	No during fixed rate period
Extra Repayments	Yes up to $10,000 per year with out incurring break fees
Lump Sum Repayments	Yes up to $10,000 per year with out incurring break fees
Product Change	Yes, $300 fee applies plus break fees
Portability	Yes, $300
Construction	Yes
Split Loan Facility	Yes
Principle and Interest Payments	Yes
Interest Only Payments	Yes
Rate Lock	Yes - $750 fee payable (see notes)
FEES
Upfront Fees	$750 or $150 under Wealth or MAV package
Ongoing Fees	$8 per month or $350 under Wealth or MAV package
Early Exit Fees	$700 if loan is paid within first 4 years plus break fees
Discharge of Mortgage Fees	$350

Notes

MAV and Wealth Package discounts are available for an annual fee for $350 per annum

Rate Lock - $750 this fee is payable at application where the customer's) request to lock in a guaranteed or fixed interest rate (rate is locked for 90 days). Rate Lock is not available for fixed terms 7,10 & 15 years rate of funding will apply.

Fixed Rates

> $150K - 0.15% discount on standard fixed rates. (Variable - ongoing rate shown on Fixed Rate products is based on the <$350k tier)

Mortgage Advantage and Wealth Package Tier Discounts For Variable Rates:

>$150K to $350K - 0.50%

>$350K to $750K - 0.60%

>$750K+ - 0.70%

1 Year Guaranteed and 12 Month Discounted Variable Rate

> $150K - 0.40% (discount applies after the completion of the Intro Rate only).

Other Benefits

Interest rate and fee concessions on new Commonwealth Portfolio Loans

Concessions available on Commonwealth Bank Personal Loans

MAV Package available in the company name

Discounts for New Life, Trauma, and Permanent disability Insurance when applied via CBA Financial Planning Adviser

Discount on the base premium for Car Insurance cover

$330 off the fee for the preparation of a personal finance plan or a Statement of Advice by a Commonwealth Financial Planner

Interest rate and fee concessions on new Commonwealth Portfolio Loans

Concessions will be available on Commonwealth Bank Personal Loans

Companies will be able to open a MAV Package in the company name

Credit cards are no longer mandatory, however an active transaction account or Credit Card is required to charge

Family Support Policy

Not available for lo doc loans

Back to CBA Home Loans

Need Help Finding the Right Home Loan...

- Have all your mortgage questions answered

- Find out if you will qualify for a loan and how much you can borrow

- Compare similar fixed rate home loans from a wide variety of lenders

- Calculate mortgage repayments and many more calculations by using our mortgage calculators

- Get a loan specific to your lending needs

Simply click the link below or call 1300 726 136 to have all your mortgage questions answered

Commonwealth Bank Fixed Rate Home Loans

Home Loans

Today's Interest Rates

Mortgage Quotes

Mortgage Calculators

Investment Loans

Low Doc Loans

Commercial Loans

Mortgage Articles

Home - Smart Search Finance

Mortgage Brokers Australia