Heritage Bank Fixed Rate Home Loans
Main Features and Fees...
| Company |
 |
| Interest Rate | Enquire Here |
| Products Available | 2,3 and 5 year fixed rates |
| Offset Account | Partial offset account only |
| Redraw Facility | Yes, $20 and no minimum |
| Extra Repayments | Yes and unlimited |
| Lump Sum Repayments | Yes and unlimited |
| Product Change | Yes - $100 to $600 plus break fees |
| Portability | Yes |
| Construction | Yes |
| Split Loan Facility | Yes |
| Principle and Interest Payments | Yes |
| Interest Only Payments | Yes - only for investment loans |
| FEES | |
| Upfront Fees | $600 |
| Ongoing Fees | $5 monthly |
| Early Exit Fees | $600 if loan is paid within first 3 years |
| Discharge of Mortgage Fees | No listed |
Notes
To purchase property for Owner Occupier, Investment purposes and Refinance for any worthwhile purpose. Construction, extension or renovation of a residential property. Purchase vacant land. Consolidation
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