ANZ Home Loans | Investment Loan | Mortgage Calculator | Fixed Rates | Lod Doc | Line of Credit | Australia | Sydney | Melbourne


Variable Rates	Interest Rate	Upfront Fees	Ongoing Fees	Redraw	Offset	Extra Repayments
Simplicity Plus	7.87%	$650	Nil	$25 & $2k min	No	Yes
Simplicity Plus - First Home Buyer	7.87%	Nil	$10	$25 & $2k min	No	Yes
Break Free Package > $250K	7.97%	Nil	$340 p.a	Nil & $2k min	Yes	Yes
Professional >$250K	8.07%	$650	Nil	Nil & $2k min	Yes	Yes
Break Free Package > $150K to $250K	8.32%	Nil	$340 p.a	Nil & $2k min	Yes	Yes
Standard Variable	8.62%	$650	Nil	Nil & $2k min	100%	Yes

Low Doc Variable Rates	Interest Rate	Upfront Fees	Ongoing Fees	Redraw	Offset	Extra Repayments
Low Doc Simplicity Plus - 60% LVR	7.87%	$650	Nil	$25 & $2k min	No	Yes
*See below for more information for full range of products Low Doc 60 and Low Doc 80
Equity Line of Credit	Interest Rate	Upfront Fees	Ongoing Fees	Redraw	Offset	Extra Repayments
Equity Line of Credit Break Free >$250K	8.77%	Nil	$340 p.a	$50 & $2k min	Yes	Yes

Fixed Rates	Interest Rate	Upfront Fees	Ongoing Fees	Redraw	Offset	Extra Repayments
1 Year	7.59%	$650	$10	No	No	$10K yearly
2 Years	7.69%	$650	$10	No	No	$10K yearly
3 Years	7.69%	$650	$10	No	No	$10K yearly
4 Years	7.69%	$650	$10	No	No	$10K yearly
5 Years	7.99%	$650	$10	No	No	$10K yearly
7 Years	8.39%	$650	$10	No	No	$10K yearly
10 Years	8.39%	$650	$10	No	No	$10K yearly

ANZ Comparison Rates

Comparison Rate schedule

Special Features and Cash Back*

Simplicity Plus

- Low competitive rate with no ongoing fees or upfront fees for first home buyers

Break Free Packages

- discounts off the standard variable rate loan

- nil ongoing for fixed and variable rate loans under the package

- nil upfront fees for fixed and variable rate loans under the package

- credit card annual fee waived

- excellent for multiple loans and property investors

Low Doc 60 and Lo Doc 80 Policy

- low doc 60 applicants with loans less than 60% of the properties value are entitled to most ANZ

products and at the same interest rates

- low doc 80 applicants with loans between 60% and 80% of the properties value are entitled to

most ANZ products and with a 0.10% premium on variable rate products

Medical Benefits Policy

If you work in a medical profession, you may be entitled to having your lenders mortgage insurance fee waived for loan amounts greater than 80% of the properties value. This could save you thousands. To find out more contact us.

ANZ Cash Back from Smart Search Finance

Receive a significant cash rebate by getting Smart Search Finance to apply for your home or investment loan.

Borrow $200,000 we will give back $500

Borrow $300,000 we will give back $900

Borrow $500,000 we will give back $1,500

Call 1300 726 136 to find your exact refund

Get a Free Online Quote

ANZ may not be your best home loan option. We will match your lending needs to over 35 lenders and over 1,000 home loan options to narrow it down to the most competitive rates and products.

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Important Note: The pricing and figures in this are an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a loan approval or a quote. To apply for a loan you must complete an application form. All applications for credit are subject to normal credit approval criteria. Interest rates are subject to change and the prices quoted today may vary upon application or at settlement.

WARNING: Comparison rates (real rate) are based on a $250,000 loan for 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.