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Commonwealth Bank
Home Loans
and Calculators |
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Basic Variable Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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3 Year Rate Saver |
7.85% |
$100 |
nil |
$25 & $1k min |
No |
Yes |
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Rate Saver |
8.02% |
$700 |
$8 |
$25 & $1k min |
No |
Yes |
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Variable Rate |
8.53% |
$100 |
$8 |
$25 & $1k min |
No |
Yes |
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Professional
Packages |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Wealth Package
MAV Loans >$250K |
7.83% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Lo Doc MAV
Wealth Package
>250K |
7.83% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Line of Credit
>$250K |
8.87% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Lo Doc MAV
Wealth
$150K
to $250K |
8.18% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Wealth Package
$150K
to $250K |
8.18% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Line of Credit
$150K to $250K |
8.18% |
$100 |
$300 yearly |
Nil & $500 min |
Yes |
Yes |
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Low Doc Variable Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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*All
low documentation
loans pricing is the
same as for variable
and fixed rates. Low
doc loans exclude
introductory rate
loans.
Low
Doc Loans
Line of Credit Low
Doc Loan
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Fixed Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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1 Year |
8.69% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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2 Years |
8.69% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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3 Years |
8.54% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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4 Years |
8.54% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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5 Years |
8.54% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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7 Years |
8.69% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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10 Years |
8.69% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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15 Years |
8.69% |
$700 |
$8 |
No |
Partial |
$12K yearly |
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Under Professional
Wealth Package |
Discounted 0.15% |
$100 |
$300 p.a. |
No |
Partial |
$12K yearly |
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Commonwealth Bank
Comparison Rates
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Special
Features and Cash
Back* |
- Wide range of products
- Excellent Line of Credit
and Low Doc Loans
- Partial offset on fixed
rate loans
- Flexible lending policy
- Construction loans covered
by most products
- Bridging loans covered by
most products
Professional
Packages - Wealth and
MAV Packages
- discounts off the standard
variable rate loan
- 0.15% discount off fixed
rate loans
- nil ongoing for
fixed and variable rate
loans under the package
- nil upfront fees for fixed
and variable rate loans
under the package
- credit card annual fee
waived
- excellent for multiple
loans and property investors
Low Doc Products
- Loans up to 80% of the
properties value
- Get the same benefits from
most loan products except
for discounted rates
- Very competitive rates
Commonwealth Bank
Cash Back from Smart
Search Finance
Receive a significant cash
rebate by getting Smart
Search Finance to apply for
your home or investment
loan.
Borrow $200,000 we will give
back $300
Borrow $300,000 we will give
back $600
Borrow $500,000 we will give
back $1,200
Call 1300 726 136 to
find your exact refund
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Get a Free
Online Quote |
Commonwealth Bank may not be
your best home loan option.
We will match your lending
needs to over 35 lenders and
over 1,000 home loan options
to narrow it down to the
most competitive rates and
products.
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