Lenders

Compare Better Options

AMP  Home Loans

ANZ Home Loans

Bank West Home Loans

Citibank  Mortgages

Commonwealth Bank Home Loans

GE Money 

Heritage Building Society

Citibank  Mortgages

Homeside Lending

IMB  Mortgages

ING Home Loans

Macquarie  Mortgages

Maxis  Home Loans

NAB  Home Loans

Police and Nurses Home Loans

RAMS  Home Loans

St George  Home Loans

Suncorp  Home Loans

The Rock Building Society

Westpac Home Loans

Many More Options...

 

 

Mortgage Info

 

100% Offset Loans

Basic Home Loans

Bad Credit Home Loans

Bridging Loans

Business Loans

Construction Loans

Commercial Loans

Credit Impaired Home Loans

Debt Consolidation Loan

Line of Credit Loans

First Home Buyers

Fixed Rate Home Loans

Home Equity Loans

How Much Can I Borrow

Line of Credit Home Loans

Low Doc Home Loans 

Pay Mortgage Quicker

Property Investment Loans 

Professional Packages

Refinance Mortgage

Reverse Mortgage

Second Mortgages

Split Loans

Variable Home Loans

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 RAMS Home Loans and Calculators

 

 

Accredited with RAMS to offer you their home and investment loan products PLUS compare their offerings to 40 plus lenders. Here is how this website and a mortgage professional find you the right home loan.

 

1.  In less than 5 minutes we can compare RAMS's home and investment

     loans to hundreds of other loan offerings so you can compare them side by side.

 

2.  Save you time by calculating exactly how much you can borrow from RAMS and other

     lenders.

 

3.  We will calculate the exact costs of each loan and show you the hidden fees that most

     Westpac and lenders have hidden in the fine print.

 

4. Online mortgage calculators that cannot be found on the RAMS Banking site or any

    other website.

 

5. 100% free service. Professional mortgage advisors will find loans that you may never

    consider or your bank manager will consider.

 

To access the latest home and investment loan rates suitable to your lending needs from Westpac speak to a mortgage broker on 1300 726 136 or complete this mortgage quote form.

 

 

 

 

Home Loans and Investment Loans

 

 

 

 

 

 
 

Variable Rates

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Interest Only Maximiser

4.84%

$845

$300 pa

Only after first 5 Years

No

Only after first 5 Years

 
 

Rate Relief - 2 year discount

4.59%

5.19%

$845

Nil

Free and $1K min

No

Yes

 
 

Basic

4.99%

$845

Nil

$50 and $1K min

No

Yes

 
 

Variable

5.59%

$845

10 pm

Free and No Min

No

Yes

 
 

Line of Credit

5.39%

$845

17 pm

Free and No Min

No

Yes

 

 

 

 

 

 

 

 

 

 

 

Professional Packages

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Smartway Pro Pack >$500K

4.89%

$845

300 pa

Free and No Mi

No

Yes

 
 

Smartway Pro Pack $250K to $500K

4.99%

$845

300 pa

Free and No Mi

No

Yes

 
 

Smartway Pro Pack $150K to $250K

5.29%

$845

300 pa

Free and No Mi

No

Yes

 
 

Line of Credit

Rates As Above

$845

300 pa

Free and No Mi

No

Yes

 
 

 Low Doc Loans

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Self Employed Pro Pack >$500K

5.09%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed  Pro Pack $250K to $500K

5.19%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed  Pro Pack $150K to $250K

5.29%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed Line of Credit

Rates As Above

$845

300 pa

Free and No Mi

No

Yes

 
 

 

 

 

 

 

 

 

 
 

 Fixed Rates

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

1 Year

4.99%

$845

Nil

No

No

$2,000 min

 
 

2 Years

5.29%

$845

Nil

No

No

$2,000 min

 
 

3 Years

5.79%

$845

Nil

No

No

$2,000 min

 
 

5 Years

6.49%

$845

Nil

No

No

$2,000 min

 
 

10 Years

7.09%

$845

Nil

No

No

$2,000 min

 
 

 

 

 

     

 

 

 

Apply For Quote         Calculate

 

RAMS Comparison Rates

 

 

 Special Features and Cash Back*

 

- Interest Only Maximiser low rate for property investors

- Competitive rates for loans over $500,000

- Low Doc and Equity Line of Credit products same as full doc

- No minimum repayments on fixed rates but with a $2,000 minimum and no ongoing fees.

 

RAMS Cash Back from Smart Search Finance

Receive a significant cash rebate by getting Smart Search Finance to apply for your home or investment loan.

 

Call 1300 726 136 to find your exact refund.

 

 

 Get a Free Online Quote

 

RAMS may not be your best home loan option. We will match your lending needs to over 35 lenders and over 1,000 home loan options to narrow it down to the most competitive rates and products.

 

Apply for Quote

 


 

HomeHome LoansMortgage CalculatorsMortgage QuotesCommercial Loans

 

Business LoansInsuranceSite MapContacts