Lenders

 

Rates and Options

 

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AMP  Home Loans

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Citibank  Mortgages

Homeside Lending

IMB  Mortgages

ING Home Loans

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Maxis  Home Loans

NAB  Home Loans

Police and Nurses Home Loans

RAMS  Home Loans

St George  Home Loans

Suncorp  Home Loans

The Rock Building Society

Westpac Home Loans

Many More Options...

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 RAMS Home and Investment Loans -  Calculators

 

 

 

 

 

 
 

Variable Rates

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Interest Only Maximiser

8.79%

$845

$300 pa

Only after first 5 Years

No

Only after first 5 Years

 
 

Easy Start

8.79%

$845

150 pa

Free and $1K min

No

Yes

 
 

Basic

8.94%

$845

Nil

$50 and $1K min

No

Yes

 
 

Variable

9.24%

$845

10 pm

Free and No Min

No

Yes

 
 

Line of Credit

9.24%

$845

17 pm

Free and No Min

No

Yes

 

 

 

 

 

 

 

 

 

 

 

Professional Packages

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Smartway Pro Pack >$500K

8.84%

$845

300 pa

Free and No Mi

No

Yes

 
 

Smartway Pro Pack $250K to $500K

8.94%

$845

300 pa

Free and No Mi

No

Yes

 
 

Smartway Pro Pack $150K to $250K

8.94%

$845

300 pa

Free and No Mi

No

Yes

 
 

Line of Credit

Rates As Above

$845

300 pa

Free and No Mi

No

Yes

 
 

 Low Doc Loans

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

Self Employed Pro Pack >$500K

8.84%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed  Pro Pack $250K to $500K

8.94%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed  Pro Pack $150K to $250K

8.94%

$845

300 pa

Free and No Mi

No

Yes

 
 

Self Employed Line of Credit

Rates As Above

$845

300 pa

Free and No Mi

No

Yes

 
 

 

 

 

 

 

 

 

 
 

 Fixed Rates

Interest Rate

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

 
 

1 Year

9.25%

$845

Nil

No

No

$2,000 min

 
 

2 Years

9.10%

$845

Nil

No

No

$2,000 min

 
 

3 Years

9.00%

$845

Nil

No

No

$2,000 min

 
 

5 Years

9.10%

$845

Nil

No

No

$2,000 min

 
 

10 Years

9.05%

$845

Nil

No

No

$2,000 min

 
 

 

 

 

     

 

 

 

Apply For Quote         Calculate

 

RAMS Comparison Rates

 

 

 Special Features and Cash Back*

 

- Interest Only Maximiser low rate for property investors

- Competitive rates for loans over $500,000

- Low Doc and Equity Line of Credit products same as full doc

- No minimum repayments on fixed rates but with a $2,000 minimum and no ongoing fees.

 

RAMS Cash Back from Smart Search Finance

Receive a significant cash rebate by getting Smart Search Finance to apply for your home or investment loan.

Borrow $200,000 we will give back $400

Borrow $300,000 we will give back $600

Borrow $500,000 we will give back $1,000

 

Call 1300 726 136 to find your exact refund.

 

 

 Get a Free Online Quote - Is RAMS your best option?

 

RAMS may not be your best home loan option. We will match your lending needs to over 35 lenders and over 1,000 home loan options to narrow it down to the most competitive rates and products.

 

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Best Home and Investment Loan Options from RAMS

 

 

CALL FOR COMPETITIVE RATES

 

 

 

 

 

 
 

 

Interest Rate

Upfront Fees

Ongoing Fees Redraw Offset

Extra Repayments

 
 

Variable Rate

 

 

     

 

 
 

Basic Special

8.80%

$845

Nil $50 and $2,000 min No

Yes

 
   Pro Pack 8.70% $595 $300 yearly Free & No min No Yes  
  Line of Credit 8.70% $595 $300 yearly Free & No min NA Yes  
  Lo Doc - LVR 90% 8.70% $595 $300 yearly Free & No min No Yes  
 

 

         

 

 
 

Fixed Rates

 

 

     

 

 
  3 Years Special 8.70%