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St. George Home
and Investment Loans
- Calculators |
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Variable Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Basic Home Loan |
7.85% |
$600 |
Nil |
Nil and No Min |
No |
Yes |
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No Deposit Home Loan |
7.89% |
$850 |
$12 pm |
Nil and No Min |
100% |
Yes |
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Family Pledge |
7.99% |
$700 |
$12 pm |
Product Selected |
Product Selected |
Product Selected |
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Non Deposit Flexible |
8.14% |
$850 |
$12 pm |
Nil and No Min |
100% |
Yes |
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Non Resident |
8.14% |
$850 |
$10 pm |
$10 and No Min |
100% |
Yes |
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Bridging
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8.57% |
$700 |
$10 pm |
NA |
100% |
Yes |
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Professional
Packages |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Mortgage
Advantage
> $250K |
7.87% |
$100 |
$375 pa |
Yes |
100% |
Yes |
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Mortgage
Advantage
$150K to $250K |
7.97% |
$100 |
$375 pa |
Yes |
100% |
Yes |
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Portfolio Line of
Credit
> $250K |
7.97% |
$100 |
$375 pa |
Yes |
100% |
Yes |
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Portfolio Line of
Credit
$150K to $250K |
8.17% |
$100 |
$375 pa |
Yes |
100% |
Yes |
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Low
Doc Loans |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Low Doc Home Loan
> $250K |
7.97% |
$850 |
$12 pm |
Nil and No Min |
100% |
Yes |
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Low Doc Home Loan
$150 to $250K |
8.07% |
$850 |
$12 pm |
Nil and No Min |
100% |
Yes |
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Low Doc Portfolio
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8.57% |
$850 |
$17 pm |
Nil and No Min |
100% |
Yes |
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Fixed Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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1 Year |
8.54% |
$700 |
$10 |
No |
No |
$10K pa |
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2 Years |
8.19% |
$700 |
$10 |
No |
No |
$10K pa |
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3 Years |
8.44% |
$700 |
$10 |
No |
No |
$10K pa |
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4 Years |
8.59% |
$700 |
$10 |
No |
No |
$10K pa |
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5 Years |
8.59% |
$700 |
$10 |
No |
No |
$10K pa |
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No Deposit Fixed
Rates |
As Above |
$850 |
$12 |
No |
No |
$10K pa |
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*
Fixed rates revert
to standard variable
rate or to
discounted variable
rate for packaged
loans |
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St George
Comparison Rates
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Special
Features and Cash
Back* |
- Basic loan offers low
interest rate and no redraw
minimums of fees
- 100% home loans
- 100% construction loans
- Low lenders mortgage
insurance costs for loans
greater than 80% of the
properties value
- Packages come with
flexible loan options with
100% transaction offset
account
- Fixed rates under a
package reverts to
discounted rate.
- Equity line of credit
products are
competitive
- Great range of products to
suit all types of borrowers
St George
Cash Back from Smart
Search Finance
Receive a significant cash
rebate by getting Smart
Search Finance to apply for
your home or investment
loan.
Borrow $200,000 we will give
back $300
Borrow $300,000 we will give
back $500
Borrow $500,000 we will give
back $1,000
Call 1300 726 136 to
find your exact refund
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