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Westpac
Home Loans, Interest
Rates
and Calculators |
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Accredited
with
Westpac
to
offer
you
their
home
and
investment
loan
products
PLUS
compare
their
offerings
to
40
plus
lenders.
Here
is
how
this
website
and
a
mortgage
professional
find
you
the
right
home
loan.
1.
In
less
than
5
minutes
we
can
compare
Westpac's
home
and
investment
loans
to
hundreds
of
other
loan
offerings
so
you
can
compare
them
side
by
side.
2.
Save
you
time
by
calculating
exactly
how
much
you
can
borrow
from
Westpac
and
other
lenders.
3.
We
will
calculate
the
exact
costs
of
each
loan
and
show
you
the
hidden
fees
that
most
Westpac
and
lenders
have
hidden
in
the
fine
print.
4.
Online
mortgage
calculators
that
cannot
be
found
on
the
Westpac
Banking
site
or
any
other
website.
5.
100%
free
service.
Professional
mortgage
advisors
will
find
loans that you may
never
consider
or
your
bank
manager
will
consider.
To
access
the
latest
home
and
investment
loan
rates
suitable
to
your
lending
needs
from
Westpac
speak
to a
mortgage
broker
on
1300
726
136
or
complete
this
mortgage
quote
form.
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Home Loans and Investment
Loan Interest Rates
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Variable Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Rocket
Repay >$250K |
5.11% |
Nil |
$395 p.a. |
Nil and No Min |
100% |
Yes |
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Premier >$250K |
5.11% |
Nil |
$395 p.a. |
Nil and No Min |
No |
Yes |
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Premium Option
>$250K |
5.11% |
Nil |
$395 p.a. |
Product Selected |
Product Selected |
Yes |
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Equity
Line of Credit
>$250K |
5.26% |
Nil |
$395 p.a. |
Nil and No Min |
No |
Yes |
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Rocket
Repay >$150K
to $250K |
5.41% |
Nil |
$395 p.a. |
Nil and No Min |
100% |
Yes |
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Premier >$150K
to $250K |
5.41% |
Nil |
$395 p.a. |
Nil and No Min |
No |
Yes |
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Premium Option
$150K to $250K |
5.41% |
Nil |
$395 p.a. |
Product Selected |
Product Selected |
Yes |
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Equity
Line of Credit
$150K to $250K |
5.56% |
Nil |
$395 p.a. |
Nil and No Min |
No |
Yes |
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Bridging Loan |
5.81% |
$750 |
$8 |
Nil and No Min |
No |
Yes |
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Investment Loans |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Investment
Investment Variable
Rate loans |
As Above |
$165 |
$395 yearly |
As Above |
As Above |
Yes |
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Includes
-
Rocket Repay
Investment Loan |
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Low Doc Home and
Investment |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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Low Doc >$500K |
5.11% |
$355 |
$395 yearly |
Nil & No Min |
Yes |
Yes |
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Low Doc
$250K to $500K |
5.21% |
$355 |
$395 yearly |
Nil & No Min |
Yes |
Yes |
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Low Doc
$150K to $250K |
5.41% |
$355 |
$395 yearly |
Nil and No Min |
Yes |
Yes |
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Low Doc Line of Credit
|
5.31% |
$355 |
$395 yearly |
Nil and No Min |
Yes |
Yes |
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Low Doc
Fixed Rates |
As Shown Below |
$750 |
As Shown Below |
As Shown Below |
As Shown Below |
As Shown Below |
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Fixed Rates |
Interest Rate |
Upfront Fees |
Ongoing Fees |
Redraw |
Offset |
Extra Repayments |
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1 Year
|
5.39% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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2 Years
|
5.79% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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3 Years |
6.09% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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4 Years |
6.69% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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5 Years |
6.69% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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7 Years |
7.29% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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10 Years |
7.29% |
$765 |
$8 monthly |
No |
No |
$15K yearly |
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Investment
Fixed Rates |
As Above |
$915 |
$8 monthly |
No |
No |
$15K yearly |
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Fixed rates
revert to standard
variable rate.
0.20% Discount for
fixed rate Premium
Option Loans. No up
front fees, $395
annual fee |
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Special
Features |
- Wide range of products
- Excellent flexibility with
packaged home loans
- 100% fixed and variable
rate loans
- Bridging loans
Professional
Packages - Rocket
Repay, Premier and Premium
- discounts off the standard
variable rate loan
- nil ongoing for
fixed and variable rate
loans under the package
- nil upfront fees for fixed
and variable rate loans
under the package
- 100% fully transactional
offset account
- credit card annual fee
waived
- excellent for multiple
loans and property investors
Low Doc Products
- Loans up to 80% of the
properties value
- Very competitive rates
Westpac
Cash Back from Smart
Search Finance
Receive a significant cash
rebate by getting Smart
Search Finance to apply for
your home or investment
loan.
Call 1300 726 136 to
find your exact refund
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Get a Free
Online Quote |
Westpac may not be
your best home loan option.
We will match your lending
needs to over 35 lenders and
over 1,000 home loan options
to narrow it down to the
most competitive rates and
products.

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