Homeside Lending (NAB) Equity Line of Credit
Main Features and Fees...
| Company |
|
| Interest Rate | Enquire Here - Variable interest rate discounts available (see below) |
| Products Available | HomePlus - Professional Variable Rate |
| Offset Account | NA |
| Redraw Facility | NA |
| Extra Repayments | Yes |
| Lump Sum Repayments | Yes |
| Product Change | Yes, $300 fee applies |
| Portability | Yes, $200 |
| Construction | No |
| Split Loan Facility | Yes - $100 per split |
| Principle and Interest Payments | No |
| Interest Only Payments | Yes |
| FEES | |
| Upfront Fees | $600 to Nil (see notes) plus $162.50 legal fee |
| Ongoing Fees | $70 per half year |
| Early Exit Fees | $1,200 if loan is paid within first 3 years |
| Discharge of Mortgage Fees | $300 |
Notes
Special Offer: Rate
discounts apply to LVR/Loan Amount on Variable Rate Loans
effective 16th October 2009. Not available on Fixed rate options. Refer
to Special Offers folder for details.
Interest Rate Concessions:
Tier 1 - < $150K= nil concession
Tier 2- $150 to $250K+ = 0.20% concession
The Establishment Fee
is waived in the following instances for loans with 90% LVR or less
(excluding Intro Fixed):
NSW, QLD, VIC, WA & ACT loan greater than
$300K
SA, TAS & NT
loan greater than
$200K
10% Gen Savings (saved over 3
months) required on investment loans with LVR >85%
Pre-Approved Gold Visa or Gold
MasterCard available (limit not included in loan assessment)
Customers choose from either a
Gold Visa or Gold MasterCard
Annual Fee on the
credit card is waived
Choice of Fly Bys or Gold
Rewards
Up to 44 days interest free
Credit Card can be used to
access HomePlus Deposit Offset Account
No annual fee on Gold
Visa/MasterCard
Offset available during variable rate only
Back to Homeside Lending Home Loans
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