ING Direct Fixed Rate Loans

For fixed rate loans, where a client also requests to take Rate Lock-In the fee will be $499 in addition to the applicable Application Fee. The Rate Lock-In fee of $499 must be paid for each fixed Rate Lock-In taken as is payable on Application.

If eligible, Applicants may request SmartPack Discount for $699 negating the Application Fee. At the end of the Fixed Rate term, the SmartPack 0.06% discount will apply when the loan reverts to the Mortgage Simplifier at the end of the Fixed Rate term.