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Life
Insurance, Income
Protection, TPD &
Critical Illness
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Life
insurance or personal
insurance products are
designed to protect you and
your family in the event of
disablement, prolonged
illness or premature death.
An ongoing or lump sum
payment is made to ensure
that you and your families
lifestyle can be maintained.
Life insurance is often
purchased through a
qualified agent or broker
where they can find the most
appropriate cover based on
your financial needs.
There are 4 types of
policies to consider when
considering personal
insurances and these are;
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Life Insurance
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Income Protection
Insurance
-
Critical Illness
Insurance
-
Total and Permanent
Disability Insurance
Life insurance provides a
lump sum payment that can be
used to protect your family
should you die prematurely.
This is often done by
selecting a level of cover
that is sufficient to cover
outstanding debts and/or
provide an investment amount
to generate a future income
stream from which the
surviving members can live.
Learn more About Life
Insurance
Life insurance calculator
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Calculate the lump sum
insurance cover you require
How much does life insurance
cost? Cannex has
an online calculator that
provides an estimate
Life insurance needs
analysis calculator
- calculate the
amount of cover you require
Life insurance:
super cover or stand alone?
ninemsn.com.au
To receive professional
advice from a qualified
insurance agent regarding
your life insurance needs click
here
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Income
Protection Insurance |
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In the event you become sick
or disabled and have to stop
working for some time,
income protection insurance
can replace a majority of
your earnings and help
maintain your current
lifestyle. You can receive
payments up to 75% of your
current income to the age of
65 years and your premiums
can be tax deductible.
Learn more About Income
Protection Insurance
Why
should you consider income
protection insurance?
How much does income
protection insurance cost?
Online calculator that
provides an estimate
Choosing an income
protection policy.
fido.com.au
To receive professional
advice from a qualified
insurance agent to find the
appropriate cover you
require click
here
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Critical Illness
Insurance |
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Critical Illness Insurance
is a health related
condition such as heart
attack, stroke, or invasive
cancer where you have a good
chance of surviving. If you
are diagnosed with a
critical illness, you could
be faced with:
▪ Loss of income.
▪ Medical expenses.
▪ Home Alterations.
▪ Personal Living Expenses.
Critical Illness insurance
is designed to provide
coverage upon first
occurrence and diagnosis of
a covered critical illness.
This insurance can help you
focus on recovery with peace
of mind instead of worrying
about how to make ends meet
or draining savings set
aside for later years.
To receive professional
advice from a qualified
insurance agent click
here
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Total and Permanent
Disability Insurance -
TPD Insurance |
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TPD Provides a lump sum
payment to a person who
becomes totally or
permanently disabled through
injury and illness. It helps
relieve the financial
pressures of not being able
to go to work and help with
added rehabilitation and
medical expenses.
To receive professional
advice from a qualified
insurance agent click
here
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