Low Doc Loans
Self employed loans with many options available...
Mainly available for self employed borrowers who do not have the necessary taxation documentation to satisfy the banks normal lending policy. Many options available for self declaring income.
• 80% LVR (Loan to Value Ratio) home loans and investment loans at full doc loan rates
• Low doc loans for PAYG (employed) borrowers up to 60% of the properties value. No ABN required
• Low doc loans with 6 months to 2 years ABN and GST registration
• Refinances up to 80% of the properties value
• Cash available
• BAS statements OR Trading Statement OR Letter from Accountant may be required.
• Many more options and hundreds of loans available - contact us or submit a low doc loan quote below
Most Popular Low Doc Home Loan and Investment Loan Lenders...
We have home loan experts in your local area to help you with all your finance needs
| Lender | Home Loan to Look Out For | More Information | |
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| Note: Many More Lenders Available. This is just a representation of some of Australia's most longest standing lenders that offer ongoing competitive rates. Please discuss other lender options with your mortgage consultant. | |||
| MAJOR BANKS | |||
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ANZ Low Doc Loans | Low doc only to 60% LVR for all loans. PAYG lo doc available. Minimum 6 months ABN and GST registration for self employed borrowers. |
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Commonwealth Bank Low Loans | Low Doc to 82%. BAS statements required for all loans to 80%. ABN & GST for a minimum of 1 year. Construction available |
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NAB Low Doc Loans | Low Doc to 80%. BAS statements may be required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. |
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Westpac Low Doc Loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. Standard rates and construction available |
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Homeside Lending Low Doc Loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. Standard rates and construction available |
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| SMALLER BANKS | |||
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Adelaide Bank Lo Doc Loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. |
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AMP Low Doc Loans | Same as above |
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Bank West Low Doc Loans | Low Doc to 80%. BAS statements may be required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. |
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Citibank Low Doc Loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN 2 years & GST 1 years. |
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ING Low Doc Loans | No Lo Doc Loans |
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St George Low Doc Loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN & GST for a minimum of 2 years for loans between 60 and 80 percent. |
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Suncorp Low Doc Loans | Low Doc to 80%. BAS statements may be required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. |
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| BUILDING SOCIETIES | |||
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Heritage Bank | No Lo Doc Loans |
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The Rock Building Society low doc loans | Low Doc to 80%. BAS statements required for loans between 60% and 80%. ABN & GST for a minimum of 2 years for loans between 60 and 80 percent. Call for more information |
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| OTHER LENDERS | |||
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Homeloans Ltd | Low Doc to 80%. BAS statements may be required for loans between 60% and 80%. ABN & GST for a minimum of 2 years. |
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Liberty Financial | No doc and credit impaired available - Call 1300 726 136 |
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Paramount Mortgages | No doc and credit impaired available - Call 1300 726 136 |
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Need Help?
We have home loan experts that can sort through hundreds of loans in less than 2 minutes to find the most suitable home loan for your lending needs. They can show you all the all the hidden costs and restrictions as well as show you the most reputable lenders to choose from.
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