Citibank - Low Doc Loans

Main features for home and investment lo doc loans...

 
Company
Interest Rates                        Enquire Here -  low doc interest rates apply
Products Available Variable, fixed, line of credit and interest only options
Maximum Lend Amount Per Property $1 million
Maximum Exposure Per Borrower $2.5 million
ABN Required 2 years minimum
GST Required 1 year minimum
BAS Statements Less than 60% LVR - No; Greater than 60% LVR - Yes 12 months
Purchases Up to 80% of the properties value
Refinance Available Yes
Cash Out No
Construction No
No Doc Not available
PAYG Employed Borrowers No
FEES  
Upfront Fees Product selected
Ongoing Fees Product selected
Early Exit Fees Product selected
Discharge of Mortgage Fees Product selected


Notes

Complete a Self Certified Declaration and application form. Income to be declared. Regulated and unregulated. Borrower must have an active ABN for a minimum of 2 years, BAS statements are required with a 12 month continuous period  and at least 12 months registration for GST is required.

Self-Certified option

Step Down after 2 years customer interest rate will be reviewed automatically for step down to standard rates after the initial two year period subject to review and satisfactory past conduct.

Early Step Down at any time customers can apply at any time to step down their interest rate if they provide full documentary proof of income.

They will be assessed under normal lending criteria and charged an early step down fee of $800.

Back to Low Doc Loans


 

Need Help Finding the Right Low Doc Loan...

• 80% LVR (Loan to Value Ratio) home loans and investment loans at full doc loan rates

• No BAS statements required for lo docs loans up to 80% LVR

• Low doc loans for PAYG (employed) borrowers up to 60% of the properties value. No ABN required

• Low doc loans with 6 months to 2 years ABN and GST registration

• Refinances up to 80% LVR with

• Cash out with no BAS required

• Credit impaired low doc loans

• No doc loans

• Many more options and hundreds of loans available

 

Simply click the link below or call 1300 726 136 to have all your mortgage questions answered

 

Low Doc Quotes !



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