Lender Name

NAB

Product Name

STANDARD FIXED

Product Type

FIXED/VARIABLE

Interest Rates

Latest Interest Rates

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Redraw Facility

Not Available

Offset

Yes standard savings rate

Fees

Application Fee  $600
Account Keeping Fee  $8 pm
Early Repayment Fee $360
Early Exit Fee if loan repaid in full within 4 years $900

LVR

Owner Occupier Maximum LVR 95%
Refinance Maximum LVR 95% higher LVR refer to Lender
Investment Maximum LVR 95%
Construction  Maximum LVR 95%
Land Maximum LVR 95%
Debt Consolidation Maximum LVR 95%

Repayment Type

Fixed interest rate offers a range of terms from 12 months 1, 2, 3, 4, 5 and to 10 year Principal & Interest Only note 10 Year Fixed not available as Interest Only.
Prior to expiry date you will be notified of the options available. If you do not choose anther fixed rate the loan automatically switches to a variable rate loan.
Note fees applicable if you roll over to a fixed rate option

Repayment Options

Repayment frequency - weekly, fortnightly or monthly

Repayment Method

Payments can be made directly from a FlexiAccount

Extra Repayments

Not permitted

Special Offers

Term

Maximum 30 Years

Loan Size

Minimum $20K
No Maximum

Mortgage Insurance

Lender  mortgage insurance applicable if LVR greater than 80%

Acceptable Income

PAYG SELF EMPLOYED

Product Change

Yes -  Full Application Fee applies

Statements

Issued six monthly

Portability

Available

Split Loan Facility

Yes

Special Notes

Will look at matching other Lender's Rates on a case by case refer to BDM
Will look at Switching costs refer to BDM.

Target Market

General Home Market