Westpac Fixed Rate Home Loans

Main Features and Fees...

Company
Interest Rate	Enquire Here - 0.20% discount applies see below
Products Available	Fixed Rate 1,2,3,4,5,7,9,10 and 12 Years
Offset Account	No
Redraw Facility	Yes - up to $25,000 per year
Extra Repayments	Yes - up to $25,000 per year
Lump Sum Repayments	Yes - up to $25,000 per year
Product Change	Yes - break fees may apply
Portability	Yes - break fees may apply
Construction	Yes
Split Loan Facility	Yes
Principle and Interest Payments	Yes
Interest Only Payments	Yes - up to 10 yeras
Rate Lock	Yes - 0.15% of the fixed loan amount
FEES
Upfront Fees	$600 or nil for Premier Advantage Package
Ongoing Fees	$8 per month or $395 yearly for Premier Advantage Package
Early Exit Fees	$900 first 4 years plus break fees may apply
Discharge of Mortgage Fees	Not supplied

Notes

0.2% discount off the fixed rate if taken as apart of the Premier Advantage Package

Fixed rate loan for terms of 1-5, 7 or 10 year periods, used to buy, construct, or refinance real estate (must be owner occupied) for home improvements or for personal purposes.

A first mortgage over residential property is required as security.

Can be combined with other eligible loans to form a Combination Home Loan.

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