Westpac Low Doc Home Loans

Premier Advantage Package benefits available.

Premier Advantage Package fee is $395.

Nil Loan maintenance/Annual Service Fee

Full Doc Discounts:

$150K<$250K 0.40% p.a.

>$250K 0.70% p.a.

Nil Establishment fee,

Low Doc Discounts

$150K  - < $250K   -  0.30% p.a. discount

$250K  - < $500K   -  0.50% p.a. discount

$500K+                  -  0.70% p.a. discount

Self Employed with 2 years tax returns (including current year) and financials to be supplied, salary and wage earner.

Acceptable Income

Lo Doc Applications: must be supported by 12 months worth of Business Activity Statements (BAS) and the end of latest BAS activity period no more than 4 months prior to the the first formal application submission date.

Following Documents can be used to comply with the BAS requirement:

- Completed ATO BAS templates

- Completed BAS created vis Accountant's software

- BAS printouts/summaries from the Tax Agent Portal or the Tax Office

Low Doc Loans must be supported by:

- Copy of the Australian Business Registration certificate generated at the time of ABN registration or The letter issued by Australian Business Register that confirms the ABN registration and accompanies the certificate.

 
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