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Category: First Home Buyer

Information for first home buyers and about the first home buyers grant for all States. Find out how much you will recieve from NSW, Victoria, Queensland, South Australia, Western Australia, NT, Tasmania, ACT.

Property Investment Loans – New Regulations Shake Up Lending

October 8, 2015 First Home Buyer, Fixed Rates, Home Loans, Interest Rates, Investment Loans, New Loan Products, News, Refinance, variable interest rate by Administrator
  In the last months we have seen lenders tightening up their lending to property investors for both existing and new customers. The Australian Prudential Regulation Authority (APRA ) recently moved to tighten lending criteria for property investment loans, many lenders are forced to reduce their lending risks.  Why? The reason for the stricter lending criteria is
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How Mortgage Brokers Can Help…

September 7, 2011 First Home Buyer, Home Loans, Investment Loans, Mortgage Broker by Administrator
More than ever mortgage brokers can significantly save you time finding a home or investment loan due to the new  regulatory requirements. The new legislation requires that all lenders and brokers assess an applicant before they can recommend products. Often this requires supporting documentation that includes;  tax returns, pay slips, identification, other loan statements such as car, personal and home
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Mortgage Brokers Help Save Finding a Loan with New Credit Laws

March 8, 2011 First Home Buyer, Home Loans, Mortgage Broker by Administrator
The new National Consumer Credit Protection Act  (NCCP) makes it harder for borrowers to compare loans. Recent law changes to the mortgage industry require mortgage brokers and lenders to qualify a client before recommending a mortgage product. This requires more documentation and checks than ever before seen in the industry. It  can be exhausting and time
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