Professional Packages

Mortgage Broker

One annual fee with many benefits...

For one yearly fee you can purchase and maintain multiple loans under the one package. You also receive a discount off the standard variable rate depending on your total aggregated loan amount. Other advantages includes discounts on insurance and credit card fees.

Significant savings can be made when you add up the benefits associates with professional packed loans.

What to look for

  • Discounts off the standard variable rate.

  • Discounts off fixed rates or fixed rate loans need to be competitive.

  • Multiple loan accounts without the added establishment or get in costs for a new loan.

  • Waiver of monthly account keeping fees.

  • Annual fee must significantly offset by the interest rate and fee savings.

  • Discounts on other financial products such as annual fee waived on credit cards, free financial planning visits etc.

Advantages

  • Have multiple loans under the one package.

  • Discounts off fixed rates or fixed rate loans need to be competitive.

  • Multiple loan accounts without the added establishment or get in costs for a new loan.

  • Waiver of monthly account keeping fees.

  • Annual fee must significantly offset by the interest rate and fee savings.

  • Discounts on other financial products such as annual fee waived on credit cards, free financial planning visits etc.

Disadvantages

  • Discounts off the standard variable rate.

  • Usually come with 100 offset account and free redraw.

  • Discounts off variable, fixed and line of credit loans.

  • Nil application and valuation fees.

  • Discounts on other financial products.

Compare Professional Package Home Loans