Low Doc Loans

Mainly available for self employed borrowers who do not have the necessary taxation documentation to satisfy the banks normal lending policy. Many options available for self declaring income..

  • Available for the purchase and refinance of home loans , investment loans and construction finance.
  • Borrow up to 80% of the properties value for home loans and investment loans.
  • Low doc loans for PAYG (employed) borrowers up to 60% of the properties value.
  • Interest rates are normally higher than full document loans.
  • Interest only available with most common interest only terms are from 1 to 5 years.
  • Interest only loans have a higher interest rate than principal and interest only loans.
  • Refinances up to 80% of the properties value.
  • Cash out available depending on the lender.
  • BAS statements OR Trading Statement OR Letter from Accountant may be required.
  • Many more options and hundreds of loans available.

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