Property Purchase Cost Calculator

Calculate interest only mortgage repayments

  • Calculate government, lender and other purchase costs

  • Government costs vary from State to State. To find out the government duties and fees contact your localgovernment

  • Lenders mortgage insurance and fees also vary significantly from lender to lender so it is best that you contact your lender or us to get a full overview

  • If you are unsure on what figure to insert there are instructions below

  • If you need help with this calculator please do not hesitate to contact us.

Compare Home Loans Calculator

Compare home loan lenders interest rates, fees and products side by side. All the mortgage calculations are done for you.

Mortgage calculations such as repayment amount, fees, comparison rate and total cost of loan are all done for you in a side by side comparison

Compare Home Loans

How To Use This Calculator


Stamp duty, mortgage duty and other government charges are changing constantly and different rates and concessions apply to first home buyers, owner occupied and investment properties. The duties payable between a first home buyer and an investor can vary significantly.

For the most accurate and up to date assessment contact any of the following agencies;

Smart Search Finance or phone 1300 726 136 for up to date duties fees and total costs for all States.

Alternatively, contact the State Revenue Office relevant to the state you are purchasing. These links and phone numbers can be found below;

Important Note About The Calculator

This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, applies the current variable rate for the remainder of the loan term. All applications for credit are subject to lenders normal credit approval criteria.