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Step 1:
Qualifying for a loan
We can give you a
strong indication if your loan will be
successful. All you need to do is;
Call on 1300 726 136 and a broker can make an assessment over the phone or
request an online
online
mortgage quote.
Step 2:
Choosing a lender and a loan
Choosing a loan is the hardest part,
however, we endeavour to make this job
easier for you. We analyse hundreds of loans
and show you the best options for your
lending needs. To start this process
you can -
Call on 1300 726 136
and discuss your lending
requirements and the best
loan for you over the phone
or
Request an online
online. You will
receive a list of lenders
and loans specific to your
lending needs. Then you can
discuss your options with
one of our mortgage
specialists.
Step 3:
Fill in our online application form
Save your time filling in lengthy and
complex application forms. Our online form
is designed to simplify the process. All you
have to do is sign the forms.
Once we have populated the data we send you
the application form and only get you to
sign the relevant sections.
Step 4:
Provide supporting documentation
To support your claims you will need to
provide documents such as 100 points of
identification, pay slips and or tax
returns, bank and loan statements.
Supporting documentation varies from lender
to lender. We will send you a checklist of
the items you require for your application
via email.
Step 5:
We collect all the information
There are three we can collect your
application and supporting documentation;
▪ We can come out and see you at your
home or business or you can come and see us
(we may have to see you depending on the
lender chosen).
▪ You can fax all of the
documentation and post the original
documents we require.
▪ Send it via post.
Step 6:
We submit your loan
Once we have submitted your loan it takes 24
to 72 hours to get conditional approval and
5 to 10 days to get unconditional approval.
Once your loan is unconditionally approved
all you need to do is wait until settlement.
Step 7:
Ongoing support
Once your loan has settled we provide
ongoing support. You can call us anytime
with any questions relating to your mortgage
and get us to amend your mortgage
We also do annual reviews on your mortgage
to ensure you are in a product that is
competitive.
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