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How it Works
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Contact Us
Contact us or fill
an online enquiry form regarding your
home, investment, commercial or business loan requirements.
Our Search
We will contact
the appropriate lenders, find the most
appropriate solution for your lending needs and
negotiate a better interest rate on your
behalf.
Your Choice
We will present
a list of lenders and products and discuss with you the
lender, the product, interest rates, fees
and any other questions relating to the loan
to help you make an informative decision.
The Application
Once you have made
a decision we can begin the application
process where forms and supporting
documentation is submitted to the lender for
assessment for conditional or unconditional
approval.
Our Service
We will guide you
through the loan process to make it as
simple and quick as possible.
We constantly
monitor the status of your loan once
submitted and send progressive updates via
email and text messaging to keep you
constantly informed on the status of your
loan
Ongoing Service
Our service
extends beyond your typical business lending
needs. We are here to answer any of your
questions before, during and after acquiring
finance
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How It Works - 6
Steps When Applying
For a Loan
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Applying for a loan is a 6 step process. if the instructions
are following correctly the application process can be
simple and fast. Take a look at our 6 step process below.
Step 1:
Qualifying for a loan
We can give you a
strong indication if your loan will be
successful. All you need to do is;
Call on 1300 726 136
and a broker can make an
assessment over the phone or
Request an online
online
mortgage quote.
Step 2:
Choosing a lender and a loan
Choosing a loan is the hardest part,
however, we endeavour to make this job
easier for you. We analyse hundreds of loans
and show you the best options for your
lending needs. To start this process
you can
Call on 1300 726 136
and discuss your lending
requirements and the best
loan for you over the phone
or
Request an online
online
mortgage quote. You will
receive a list of lenders
and loans specific to your
lending needs. Then you can
discuss your options with
one of our mortgage
specialists.
Step 3:
Fill in our online application form
Save your time filling in lengthy and
complex application forms. Our online form
is designed to simplify the process. All you
have to do is sign the forms.
Once we have populated the data we send you
the application form and only get you to
sign the relevant sections.
Step 4:
Provide supporting documentation
To support your claims you will need to
provide documents such as 100 points of
identification, pay slips and or tax
returns, bank and loan statements.
Supporting documentation varies from lender
to lender. We will send you a checklist of
the items you require for your application
via email.
Step 5:
We collect all the information
There are three we can collect your
application and supporting documentation;
▪ We can come out and see you at your
home or business or you can come and see us
(we may have to see you depending on the
lender chosen).
▪ You can fax all of the
documentation and post the original
documents we require.
▪ Send it via post.
Step 6:
We submit your loan
Once we have submitted your loan it takes 24
to 72 hours to get conditional approval and
5 to 10 days to get unconditional approval.
Once your loan is unconditionally approved
all you need to do is wait until settlement.
Step 7:
Ongoing support
Once your loan has settled we provide
ongoing support. You can call us anytime
with any questions relating to your mortgage
and get us to amend your mortgage
We also do annual reviews on your mortgage
to ensure you are in a product that is
competitive.
Our Refund
We will also honour our cash back offer and
provide this 30 to 60 days after settlement
and deposit this directly into your bank
account.
Please contact us if you have any questions
relating to our service
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