Loan Type | Interest Rate | Loan to Value | Security Type | Quotes |
---|---|---|---|---|
Home Loan Interest Rates | ||||
Variable Interest Rates | 5.89% CPR 5.95% | 95% | Residential | Enquire |
Variable 100% Offset | 6.04% CPR 6.40% | 95% | Residential | Enquire |
1 Year Fixed | 6.09% CPR 5.99% | 95% | Residential | Enquire |
2 Year Fixed | 6.19% CPR 6.10% | 95% | Residential | Enquire |
3 Year Fixed | 6.04% CPR 6.09% | 95% | Residential | Enquire |
5 Year Fixed | 6.04% CPR 6.11% | 95% | Residential | Enquire |
Investment Interest Rates | ||||
Variable Interest Rates | 6.19% CPR 6.22% | 95% | Investment | Enquire |
Self Managed Super Fund – SMSF | 6.84% CPR 7.20% | 95% | Investment | Enquire |
1 Year Fixed | 6.39% CPR 6.10% | 95% | Investment | Enquire |
2 Year Fixed | 6.14% CPR 6.73% | 95% | Investment | Enquire |
3 Year Fixed | 6.19% CPR 6.11% | 95% | Investment | Enquire |
5 Year Fixed | 6.19% CPR 6.13% | 95% | Investment | Enquire |
Low Doc Interest Rates | ||||
Variable Interest Rates from | 6.87% CPR 6.94% | 80% | Low Doc | Enquire |
Fixed Rates from | 7.29% CPR 7.23% | 80% | Low Doc | Enquire |
Interest Rates On Hold: February 2024 RBA Meeting
Yesterday, 6th February 2024, the Reserve Bank of Australia (RBA) conducted its initial meeting of the year and opted to maintain the official cash rate at 4.35%.
Looking ahead to the rest of 2024, there is a prevailing sense of uncertainty, particularly with the anticipation of a potential slowdown in economic growth. Notably, the Consumer Price Index (CPI) indicator exhibited a modest increase of 0.6% in the December quarter, marking the smallest uptick since March 2021. The annual rise of 4.1% slightly fell below market expectations. Despite concluding 2023 with some soft results, the unemployment rate remained stable at 3.9%, and retail data showed a tepid performance.
Current Residnetial Loan Interest Rates
For more information regarding interest rates for home and investment loans for owner occupied and investment purposes please visit home loans website.
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WARNING: The comparison rates (CPR) for all home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Smart Search Finance is not making any suggestion or recommendation about a particular credit product from this website. You may be viewing a product that is unsuitable for your lending needs. It is highly advised that you speak to one of our qualified licenced advisors or the relevant financial institution to ensure that interest rates, product information and your financial needs are suitable to apply for that product.
Current Commercial Loan Interest Rates
For information regarding commercial property loans, business loan, leasing or finance for any other commercial purpose please head over to our commercial loans website.
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- Commercial Loans
- Commercial Property Loans
- Business Loans
- Commercial Loan Calculators
- Commercial Loan Interest Rates
Loan Type | Interest Rate | Loan to Value | Security Type | Quotes |
---|---|---|---|---|
Traditional Lenders | ||||
Variable Interest Rates | 6.30% to 10.74% | 80% | Commercial | Enquire |
Variable Interest Rates | 6.14% to 8.59% | 90% | Residential | Enquire |
Fixed Rates From | 6.49% to 8.89% | 80% | Commercial | Enquire |
Lease Doc From | 6.74% to 8.89% | 80% | Commercial | Enquire |
1 Year Fixed from | 6.99% to 9.81% | 80% | Commercial | Enquire |
2 Year Fixed from | 6.89% to 9.93% | 80% | Commercial | Enquire |
3 Year Fixed from | 6.49% to 9.88% | 80% | Commercial | Enquire |
5 Year Fixed from | 6.95% to 9.71% | 80% | Commercial | Enquire |
Self Employed Low Doc from | 7.49% | 80% | Commercial | Enquire |
Development Rate from | 4.89% + line fee | 75% | Commercial | Enquire |
SMSF Self Managed Super Fund from | 7.49% | 80% | Commercial | Enquire |
Medical Professionals from | 6.54% | 100% | Commercial | Enquire |
Private Lenders | ||||
Variable Interest Rates from | 7.40% to 10.38% | 80% | Commercial | Enquire |
Fixed Rates from | 8.35% to 11.15% | 80% | Commercial | Enquire |
SMSF Property Finance from | 7.99% | 75% | Commercial | Enquire |
Development Finance from | 7.45% | 75% | Commercial | Enquire |
Please Note: that the above interest rates are only examples. Interest rates are subject to change Pricing and maximum LVR will vary based on the location, facility size, type of asset and quality of the overall transaction. Lowest pricing based on facilities $5M+. Please complete an online form so we can assess your commercial lending needs.